Apply online or even in a retail store The very first step is the easiest: decide if you want to get your payday advance online, or by checking out a retail place. Both have clear advantages, depending on your scenarios. First consider your routine and site; you could certainly not possess opportunity to visit a retail area, or there might not be one accessible within a hassle-free owning distance. During that case, an online payday advance loan might be the easiest technique.